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Credit Cards

Our Credit Card Program is designed to fit our member’s needs: from credit building to accessing more affordable and fair credit cards with interest rates starting as low as 9.5%.

Through our credit cards, we want to promote good credit management practices among all cardholders.

Community Card (Fully Share-Secured Card)

If you satisfactorily repaid a Credit Builder loan, keep building your credit!

You can have this card even if your credit score is low. With rates starting at 9.5%

NT Semi-Secured (NT1)

Do you have a fair credit score? You can still have an affordable credit card
You only need to pledge 25% of the approved line of credit amount

NT Traditional

If you have an established credit score and are in need of an affordable credit card, this is for YOU!

NT Gold

Very convenient for members with excellent credit scores
We offer rates starting at 10.5%