Home Loans

Your Home, Our Biggest Goal

We offer a broad range of loans to purchase and refinance your house, an apartment in a Cooperative building (HDFC buildings included), or a condominium.
If you want to ask for a pre-qualification letter, contact us for the form!

Become a member today and select the loan that is right for you.

Mortgages

  • Fixed and adjustable rates

  • 5/1; 7/1; 10/1 ARM

  • Pay off in 15, 20, and 30 years

  • Low closing fees

  • Real Estate (houses of up to 4-family house)

  • Condo apartments

  • Coop apartments (HDFC included)

  • No pre-payment penalties

  • Cash-out is available

To get started: contact Homelending@neighborhoodtrustfcu.org or text (212) 740-0900.

Home Equity Lines of Credit (HELOCs)

  • Second mortgages with similar rates and terms

  • Low closing fees

  • Request a pre-qualification form

  • Use it to improve your property, pay off expensive balances, or more.

  • Available for most types of properties (real estate. Coop, condos)

  • No-prepayment penalties

  • Amount: Up to $200,000

To get started: contact Homelending@neighborhoodtrustfcu.org or text (212) 740-0900.

Home Equity Term Loans (HETL)

To get started: contact Homelending@neighborhoodtrustfcu.org or text (212) 740-0900.

Funding for Building Coops (HDFC and Conventional)

  • Low closing fees

  • Flexible underwriting criteria

  • Loan amounts based on Building Financial Evaluation

  • To get started: contact Evelyn Bermeo by email or call (212) 740-0900, ext 324